Roofing in Plano, TX: Repair, Replacement & Storm Damage

Roof repair in Plano, TX. North Texas weather is hard on roofs. Between hail, high wind, and heat, a Plano roof takes a beating — and a small problem overhead becomes an expensive one inside fast. Rainy Day Restoration and Roofing handles the full range of roofing work in Plano, from a single repair to a full replacement, and we've been doing it across Collin County since 1999.

Because we're also a full water, mold, and reconstruction company, we see every day what a neglected roof leak does to a home. That gives us a bias toward fixing the roof correctly the first time — and the ability to handle the aftermath if a leak already got inside. Plano is one of the largest and most established communities in the metro, with everything from mature homes near downtown to newer builds on the west side — and we work on all of them.

Roofing services we provide in Plano

Whatever your roof needs, we cover it:

How our roofing process works

1. Free inspection. We climb the roof, document damage with photos, and give you a straight answer on whether it's a repair or a replacement.
2. Insurance help. For storm and hail claims, we meet your adjuster, provide the documentation, and advocate for the full, correct scope of work.
3. Clear proposal. Materials, timeline, and price up front — including options like Class 4 impact-resistant shingles that can lower future risk and sometimes insurance premiums.
4. Installation. Professional tear-off and installation by our crew, with the property protected and cleaned up daily.
5. Final walk-through. We confirm the job is right, clean the site (including magnetic nail sweep), and stand behind the work.

Storm & hail insurance claims — we make it easier

Most roof replacements in Plano are storm or hail claims, and homeowners often leave money — and needed work — on the table because the paperwork is intimidating. We document the damage thoroughly, meet your adjuster on-site, and make sure the approved scope actually covers what your roof needs. You get a properly restored roof, not a patch.

Why one company for the whole job

Roof repair and replacement for Plano homes

Plano is one of the most established communities in the metro, and it shows in its homes. East Plano is full of mature 1970s and 1980s houses shaded by big trees, while west Plano around Willow Bend and Legacy leans newer and larger. Older Plano homes tend to have aging galvanized or cast-iron plumbing, original water heaters, and roofs that have weathered decades of North Texas hail; the mature tree canopy also means more limbs on roofs and debris in gutters after a storm.

We serve every part of Plano, from the older neighborhoods east of Central Expressway to the newer builds on the west side. Because we handle water, roofing, mold, and reconstruction under one roof, a problem in an older home that touches several trades still means just one call.

What Plano roofs are up against

Plano's houses are older than in the suburbs to the north, most built between 1975 and 2000, but its roofs are not. The hail storms of the last five years have replaced the majority of roofs in Kings Ridge, Willow Bend, Hunters Glen, Deerfield, and the east Plano neighborhoods near downtown through insurance claims, so the typical Plano roof today is a young roof on a 30-to-45-year-old house. The roofs that were not replaced are the outliers, and they are the ones carrying old damage under new damage.

A young roof on an old house has its own issues. Storm-rush replacements went on fast, often over decking and flashing that should have been replaced, so we find under-nailed shingles, reused step flashing at chimneys and sidewalls, unsealed pipe boots, and attic ventilation that was never corrected. West Plano's larger homes have complicated roofs with long valleys and multiple dormers where those shortcuts show up first, and the new construction around Legacy West has the builder-grade version of the same problems.

Insurance matters in Plano because carriers now track roof age closely. A documented replacement in the last five years usually keeps you on replacement-cost coverage; an original or unrepaired roof is increasingly written on an actual-cash-value basis, and adjusters look hard for wear versus storm damage. We document both honestly and walk the adjuster through it with you.

The City of Plano requires a permit for a full replacement, and we pull it and schedule the inspection as part of the job. Texas does not license roofers; we are a Collin County company with a physical office in Anna, in business since 1999. Free inspection, photo documentation, emergency tarping, and help through the claim.

Every NWS hail report of 1 inch or larger near Plano since 2021, with dates and sizes, is listed in the hail history table further down this page.

Why Plano homeowners call Rainy Day

Plano roofing — frequently asked questions

Do I need a roof repair or a full replacement?

It depends on the age of the roof and how widespread the damage is. A few damaged shingles or a localized leak is usually a repair; widespread hail bruising or an aging roof near end-of-life is often a replacement. Our free inspection gives you a straight answer either way.

Does insurance cover hail or storm roof damage?

Sudden storm, hail, and wind damage is typically covered by homeowners insurance. We document the damage, meet your adjuster, and help make sure the approved scope covers what the roof actually needs.

What are Class 4 shingles, and are they worth it?

Class 4 shingles are the highest impact-resistance rating and hold up better to hail — which matters a lot in North Texas. They can also qualify you for an insurance premium discount. We often recommend them on replacements.

How long does a roof replacement take?

Most residential replacements are completed in one to two days, weather permitting. We protect your property throughout and do a full cleanup, including a magnetic nail sweep.

Can you tarp my roof after a storm tonight?

Yes. We offer 24/7 emergency tarping to stop further water intrusion until a permanent repair can be scheduled.

What if the leak already caused damage inside?

We can handle that too — we're a full water, mold, and reconstruction company, so the same team dries the interior, remediates any mold (Texas mold license RCO1416), and rebuilds.

When is hail season in Plano?

March through June is the peak, with a smaller window in the fall. Plano is hit most years; if one-inch hail is reported anywhere in Collin County, get a free inspection.

Do I need a permit to replace a roof in Plano?

Yes, the City of Plano requires a permit for a full replacement. We handle the permit and the inspection as part of the job.

My Plano policy only pays actual cash value on the roof. What does that mean for me?

Roofs that have not been replaced recently are increasingly written on an actual-cash-value basis, so the payout is depreciated by the roof's age; a roof replaced in the last five years is usually still on replacement cost. We check your declarations page and explain what it means for your claim before work starts.

Local weather history for Plano homes

What the weather has actually done to Plano since 2021, from NOAA and National Weather Service records, updated automatically: hail, damaging wind and tornadoes, and recent temperatures. Hard-freeze history is on our Plano water damage page.

Hail reports near Plano

National Weather Service storm reports of 1-inch or larger hail within about 7 miles of Plano since January 2021: 11 hail days, 4 of them golf-ball size (1.75") or larger. The biggest on record for this stretch is 3.00" on Apr 20, 2023. Sizes shown are the largest report that day; the report point is the NWS locality name, which is sometimes a small community inside or beside the city.

Claim windows: most Texas homeowner policies require a hail claim to be filed within one year of the storm date (some allow two). If your roof has not been inspected since Apr 27, 2026, that window may still be open, and the inspection is free.

Damaging wind and tornado reports near Plano

National Weather Service reports of thunderstorm wind at or above the 58 mph severe threshold, and any tornado, within the same radius since 2021. Strongest measured or estimated gust: 76 mph on Mar 4, 2025. No tornado touchdowns on record inside this radius. Wind damage is easy to miss from the ground: lifted or creased shingles, torn ridge caps, and flashing pulled loose at the edges show up as leaks months later. Wind claims fall under the same one-year filing window as hail.

Recent temperatures near Plano

Daily highs and lows for the last two weeks at McKinney National Airport, the closest official NOAA station. So far in 2026: hottest 107 °F on Aug 23, 2026, coldest 13 °F on Jan 25, 2026, 23 days at or above 100 and 22 nights at or below freezing. Heat matters for roofs (shingles age fastest above 100 °F and attic ventilation problems show up as blistering); freezes matter for pipes.

Source: NOAA National Centers for Environmental Information, Storm Events Database, plus NWS Fort Worth Local Storm Reports for the most recent weeks. Updated Sep 9, 2026. See the hail history for every city we serve.

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